/* ===================================
   CSS Variables & Reset
   =================================== */
:root {
    /* Colors - Deep navy and teal inspired by curatedloans.com */
    --primary-navy: #0f172a;
    --secondary-navy: #1e293b;
    --accent-blue: #0ea5e9;
    --accent-teal: #06b6d4;
    --text-primary: #0f172a;
    --text-secondary: #475569;
    --text-light: #94a3b8;
    --bg-light: #f8fafc;
    --bg-white: #ffffff;
    --border-color: #e2e8f0;
    
    /* Typography */
    --font-primary: 'DM Sans', -apple-system, sans-serif;
    --font-display: 'Space Grotesk', 'DM Sans', sans-serif;
    
    /* Spacing */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 2rem;
    --spacing-lg: 4rem;
    --spacing-xl: 6rem;
    
    /* Transitions */
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-primary);
    color: var(--text-primary);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

/* ===================================
   Container & Layout
   =================================== */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

/* ===================================
   Navigation
   =================================== */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border-color);
    z-index: 1000;
    transition: var(--transition);
}

.navbar.scrolled {
    box-shadow: 0 4px 20px rgba(15, 23, 42, 0.08);
}

.nav-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.25rem 0;
}

.logo img {
    height: 40px;
    width: auto;
}

.nav-links {
    display: flex;
    align-items: center;
    list-style: none;
    gap: 2.5rem;
}

.nav-links a {
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--text-secondary);
    transition: var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
    color: var(--accent-blue);
}

.btn-contact {
    padding: 0.6rem 1.5rem;
    background: var(--primary-navy);
    color: white !important;
    border-radius: 6px;
    font-weight: 600;
}

.btn-contact:hover {
    background: var(--secondary-navy);
    transform: translateY(-2px);
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--primary-navy);
    border-radius: 3px;
    transition: var(--transition);
}

/* ===================================
   Hero Section
   =================================== */
.hero {
    position: relative;
    min-height: 90vh;
    display: flex;
    align-items: center;
    padding: 8rem 0 4rem;
    overflow: hidden;
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
}

.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: 
        radial-gradient(circle at 20% 50%, rgba(14, 165, 233, 0.15) 0%, transparent 50%),
        radial-gradient(circle at 80% 50%, rgba(6, 182, 212, 0.15) 0%, transparent 50%);
    animation: pulse 8s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 0.6; }
    50% { opacity: 1; }
}

.hero .container {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-content {
    animation: fadeInUp 0.8s ease-out;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-title {
    font-family: var(--font-display);
    font-size: 3.5rem;
    font-weight: 700;
    line-height: 1.15;
    color: white;
    margin-bottom: 1.5rem;
}

.gradient-text {
    background: linear-gradient(135deg, #0ea5e9 0%, #06b6d4 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 2.5rem;
    max-width: 90%;
}

.hero-image {
    position: relative;
    height: 500px;
}

.floating-card {
    position: absolute;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 16px;
    animation: float 6s ease-in-out infinite;
}

.card-1 {
    width: 280px;
    height: 180px;
    top: 50px;
    left: 50px;
    animation-delay: 0s;
}

.card-2 {
    width: 240px;
    height: 160px;
    top: 180px;
    right: 80px;
    animation-delay: 1s;
}

.card-3 {
    width: 200px;
    height: 140px;
    bottom: 80px;
    left: 120px;
    animation-delay: 2s;
}

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-20px); }
}

/* ===================================
   Buttons
   =================================== */
.btn {
    display: inline-block;
    padding: 1rem 2.5rem;
    font-size: 1rem;
    font-weight: 600;
    border-radius: 8px;
    cursor: pointer;
    transition: var(--transition);
    border: none;
}

.btn-primary {
    background: var(--accent-blue);
    color: white;
}

.btn-primary:hover {
    background: var(--accent-teal);
    transform: translateY(-3px);
    box-shadow: 0 10px 30px rgba(14, 165, 233, 0.3);
}

.btn-secondary {
    background: white;
    color: var(--primary-navy);
    border: 2px solid var(--primary-navy);
}

.btn-secondary:hover {
    background: var(--primary-navy);
    color: white;
    transform: translateY(-3px);
}

/* ===================================
   Intro Section
   =================================== */
.intro-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-white);
    text-align: center;
}

.section-title {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
    line-height: 1.2;
}

.section-title.centered {
    text-align: center;
}

.section-description {
    font-size: 1.25rem;
    color: var(--text-secondary);
    max-width: 800px;
    margin: 0 auto;
    line-height: 1.8;
}

/* ===================================
   Value Pillars
   =================================== */
.value-pillars {
    padding: var(--spacing-xl) 0;
    background: var(--bg-light);
}

.pillars-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
}

.pillar {
    text-align: center;
    padding: 2.5rem;
    background: white;
    border-radius: 16px;
    transition: var(--transition);
    border: 1px solid var(--border-color);
}

.pillar:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(15, 23, 42, 0.1);
}

.pillar-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    color: var(--accent-blue);
}

.pillar-icon svg {
    width: 100%;
    height: 100%;
}

.pillar-title {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--primary-navy);
    margin-bottom: 1rem;
}

.pillar-description {
    font-size: 1rem;
    color: var(--text-secondary);
    line-height: 1.7;
}

/* ===================================
   Process Section
   =================================== */
.process-section {
    padding: var(--spacing-xl) 0;
    background: white;
}

.process-flow {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 2rem;
    margin-top: 3rem;
    flex-wrap: wrap;
}

.process-step {
    text-align: center;
    max-width: 140px;
}

.step-number {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--accent-blue), var(--accent-teal));
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 1rem;
}

.process-step p {
    font-size: 0.9rem;
    color: var(--text-secondary);
    line-height: 1.5;
}

.process-arrow {
    font-size: 2rem;
    color: var(--accent-blue);
    font-weight: 300;
}

/* ===================================
   CTA Section
   =================================== */
.cta-section {
    padding: var(--spacing-xl) 0;
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
    text-align: center;
}

.cta-content {
    max-width: 800px;
    margin: 0 auto;
}

.cta-title {
    font-family: var(--font-display);
    font-size: 2.25rem;
    font-weight: 700;
    color: white;
    margin-bottom: 2rem;
    line-height: 1.3;
}

/* ===================================
   Footer
   =================================== */
.footer {
    background: var(--primary-navy);
    color: white;
    padding: 4rem 0 2rem;
}

.footer-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 4rem;
    margin-bottom: 3rem;
}

.footer-logo img {
    height: 40px;
    margin-bottom: 1rem;
    filter: brightness(0) invert(1);
}

.footer-tagline {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.95rem;
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
}

.footer-column h4 {
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 1rem;
    color: var(--accent-teal);
}

.footer-column ul {
    list-style: none;
}

.footer-column li {
    margin-bottom: 0.75rem;
}

.footer-column a {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.95rem;
}

.footer-column a:hover {
    color: white;
}

.footer-bottom {
    padding-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.9rem;
}

/* ===================================
   Responsive Design
   =================================== */
@media (max-width: 968px) {
    .hero .container {
        grid-template-columns: 1fr;
    }
    
    .hero-image {
        display: none;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .pillars-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .process-flow {
        flex-direction: column;
    }
    
    .process-arrow {
        transform: rotate(90deg);
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

@media (max-width: 768px) {
    .nav-links {
        position: fixed;
        top: 80px;
        left: 0;
        right: 0;
        background: white;
        flex-direction: column;
        padding: 2rem;
        gap: 1.5rem;
        transform: translateX(-100%);
        transition: var(--transition);
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    }
    
    .nav-links.active {
        transform: translateX(0);
    }
    
    .mobile-menu-toggle {
        display: flex;
    }
    
    .hero {
        min-height: auto;
        padding: 6rem 0 3rem;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1.1rem;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .cta-title {
        font-size: 1.5rem;
    }
    
    .container {
        padding: 0 1.5rem;
    }
}

/* ===================================
   Page-Specific Styles
   =================================== */

/* How It Works Page */
.steps-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-white);
}

.steps-grid {
    display: grid;
    gap: 3rem;
    margin-top: 3rem;
}

.step-card {
    display: grid;
    grid-template-columns: 100px 1fr;
    gap: 2rem;
    padding: 2.5rem;
    background: var(--bg-light);
    border-radius: 16px;
    align-items: start;
}

.step-card-number {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--accent-blue), var(--accent-teal));
    color: white;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: 700;
    font-family: var(--font-display);
}

.step-card-content h3 {
    font-family: var(--font-display);
    font-size: 1.75rem;
    color: var(--primary-navy);
    margin-bottom: 1rem;
}

.step-card-content p {
    font-size: 1.1rem;
    color: var(--text-secondary);
    line-height: 1.7;
}

.compliance-note {
    background: var(--bg-light);
    padding: 2rem;
    border-left: 4px solid var(--accent-blue);
    border-radius: 8px;
    margin-top: 3rem;
}

.compliance-note p {
    color: var(--text-secondary);
    font-style: italic;
}

/* Benefits/Features Lists */
.benefits-list, .features-list {
    list-style: none;
    margin-top: 2rem;
}

.benefits-list li, .features-list li {
    padding: 1rem 0 1rem 2.5rem;
    position: relative;
    font-size: 1.1rem;
    color: var(--text-secondary);
    border-bottom: 1px solid var(--border-color);
}

.benefits-list li:before, .features-list li:before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--accent-blue);
    font-weight: 700;
    font-size: 1.5rem;
}

/* Two Column Layout */
.two-column-section {
    padding: var(--spacing-xl) 0;
}

.two-column-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.content-column h2 {
    font-family: var(--font-display);
    font-size: 2.5rem;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
}

.content-column p {
    font-size: 1.1rem;
    color: var(--text-secondary);
    line-height: 1.8;
    margin-bottom: 1.5rem;
}

.image-column {
    background: var(--bg-light);
    border-radius: 16px;
    padding: 3rem;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 400px;
}

/* Contact Form */
.contact-section {
    padding: var(--spacing-xl) 0;
    background: var(--bg-light);
}

.contact-form {
    max-width: 600px;
    margin: 3rem auto 0;
    background: white;
    padding: 3rem;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(15, 23, 42, 0.08);
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    font-weight: 600;
    color: var(--primary-navy);
    margin-bottom: 0.5rem;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 1rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-family: var(--font-primary);
    font-size: 1rem;
    transition: var(--transition);
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--accent-blue);
}

.form-group textarea {
    min-height: 150px;
    resize: vertical;
}

.form-submit {
    width: 100%;
    padding: 1.25rem;
    background: var(--primary-navy);
    color: white;
    border: none;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
}

.form-submit:hover {
    background: var(--secondary-navy);
    transform: translateY(-2px);
}

@media (max-width: 968px) {
    .two-column-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .step-card {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .image-column {
        min-height: 300px;
    }
}